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3 Best Pre-Owned Cars To Buy Now

Automotive
icon/user/avatar/20 Created with Sketch. By Millennium Auto Group

Statistics show that most new vehicles will lose about 10% of its value the moment its owner drives it off the lot. In fact, according to research, that 10% depreciation usually occurs over the first month after the sale! During the first year a new car will continue to lose about 20% of its overall value. This rapid decrease in value is not good news for new car owners, but great news for used car owners or shoppers. So what exactly are the best used cars to buy?   Keep reading to see three of the best used cars you can buy now.           HONDA CIVIC   Since the first Civic was introduced to the market over four decades ago, it's been one of the dominant cars across the entire commercial automotive industry.   A brand new Civic has a base MSRP of $21,000 . It’s relatively easy to find a 2-3 year old Civic that cost about $10,000 less than that.       TOYOTA CAMRY   A Toyota Camry can last way more than 200,000 miles with the proper care.   If you want a pre-owned car that's affordable, fits into your budget, and is family friendly, shop around for a Toyota Camry.       CHEVROLET MALIBU   Featuring a comfortable ride, well-balanced handling, and efficient fuel estimates, the Chevrolet Malibu is another well-rounded option.   The new Chevrolet Malibu has tons of great, new features, which makes earlier models even more affordable. A brand new Malibu has a base MSRP of $22,000, while according to Kelley Blue Book, the 2019 year option has a fair purchase price of $16,000 - $18,000.     Located in Baton Rouge, Louisiana, Millennium Auto Group features a great selection of pre-owned cars. You can shop for a Honda, Toyota, or Chevrolet by clicking here.

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3 Ways To Buy a Car With Bad Credit

Credit
icon/user/avatar/20 Created with Sketch. By Millennium Auto Group

A low credit score is usually considered to be less than 620. You can have a low credit score for several different reasons, including late payments, false reporting, and closed credit cards. Did you know that your credit score is the number one factor that determines your interest rate? It will let you know the final amount that you will have to pay on your car loan. The lower your score, the higher your interest rate and vice versa. Now that the bad news is over, here’s the good news! Having a lower credit score will not necessarily mean you will have a higher interest rate on your car loan for a long period. These three tips will help you prepare for a new vehicle if your credit score is low.   CHECK YOUR CREDIT REPORT Use a site like Transunion or Experian to run your free credit report. Review your report, make sure it is accurate, and double check for anything that was incorrectly reported or seems suspicious. When you are shopping for lenders, bring your report along with you so that you are able to accurately discuss your financing options.   SHOP AROUND Remember! You may still be able to get approved for a car loan even with bad credit. Shop around with different banks and lenders to get a quote. This will help you make the best decision for your situation.   GET PRE-APPROVED Getting pre-approved can make your car shopping process a lot easier. To get pre-approved, you can meet with a lender and they will help you with the process. The bank will review your current income, credit score and few other factors to determine their final decision. If you are approved, the bank will let you know how much you can finance and then you will be able to proceed with the next steps. After completing the necessary paperwork, you can finally shop for your car! Once you know the total amount from the bank, everything should be smooth sailing from here. Millennium Auto Group makes the car buying process hassle-free. If you are struggling with bad credit and need help getting approved for a new vehicle, we can help.   Click here to get pre-approved today!    

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4 Reasons To Buy Used Vehicles

Automotive
icon/user/avatar/20 Created with Sketch. By Millennium Auto Group

4 REASONS WHY YOU NEED A USED CAR   Are you having trouble deciding if you should buy a used car or a new car?   We’re here to help you make up your mind! Keep reading to see why you should shop for a used car over a new car.       SAVE MONEY   If your goal is to save money, try shopping for used cars rather than new. There are several benefits of buying a used car which will also includes saving money.     MINIMIZE DEPRECIATION   A majority of new cars will typically depreciate about 20% as soon as they are driven off the lot and continue to lose another 10% in value during the first year of ownership.   That is a minimum of 30% loss in value during your first year of ownership.   To avoid this huge loss in value, you can buy a used car that is roughly one to two years old and minimize the depreciation hurdle.       LOWER INSURANCE COST   A major factor for insurance companies when determining the cost of car insurance is the value of the car.   Since a used car typically has less value than a newer model, the cost of insurance may be significantly less than it would if you were to purchase a new car.       MORE CAR FOR YOUR MONEY   Being able to stretch your hard earned money is another huge benefit of shopping for  a used car.   You get more car when you shop used cars rather than new. You may not be able to afford an expensive luxury that you have had your eye on for a while, but an older model that may be a couple years old may fit your budget better.       Millennium Auto Group in Baton Rouge, Louisiana has a peace of mind waiting for you. We feature an extensive array of quality used cars for sale. Don't miss your chance to own a sleek new ride, contact our dealership today to find your next vehicle!   #usedcars #batonrougecars #batonrougeautodealer #louisianaautodealer #batonrougeusedcard #louisianausedcars    

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